* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: #172033;
  background: #f7f9fc;
  line-height: 1.6;
}

.container {
  width: min(100% - 32px, 980px);
  margin: 0 auto;
}

.site-header {
  padding: 72px 0;
  background: linear-gradient(135deg, #10233f, #1c5f7a);
  color: #ffffff;
}

.eyebrow {
  margin: 0 0 12px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.8rem;
  font-weight: 700;
  color: #bdefff;
}

h1 {
  max-width: 760px;
  margin: 0;
  font-size: clamp(2.2rem, 6vw, 4.5rem);
  line-height: 1.05;
}

.hero-text {
  max-width: 720px;
  margin: 24px 0 32px;
  font-size: 1.2rem;
  color: #e7f7ff;
}

.button {
  display: inline-block;
  padding: 14px 22px;
  border-radius: 999px;
  background: #ffffff;
  color: #10233f;
  text-decoration: none;
  font-weight: 700;
}

.button:hover {
  opacity: 0.9;
}

main {
  padding: 48px 0;
}

section {
  margin-bottom: 48px;
  padding: 32px;
  background: #ffffff;
  border: 1px solid #e5ebf3;
  border-radius: 18px;
  box-shadow: 0 12px 30px rgba(16, 35, 63, 0.06);
}

h2 {
  margin-top: 0;
  font-size: 2rem;
  line-height: 1.2;
  color: #10233f;
}

h3 {
  margin-bottom: 8px;
  color: #173d5a;
}

p {
  margin: 0 0 16px;
}

ul {
  padding-left: 22px;
}

a {
  color: #0a6ea8;
  font-weight: 700;
}

.cards {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.card {
  padding: 22px;
  border: 1px solid #e4ebf2;
  border-radius: 14px;
  background: #fbfdff;
}

.card p {
  margin-bottom: 0;
}

.table-wrap {
  overflow-x: auto;
}

table {
  width: 100%;
  border-collapse: collapse;
  min-width: 720px;
}

th,
td {
  padding: 16px;
  text-align: left;
  border-bottom: 1px solid #e4ebf2;
  vertical-align: top;
}

th {
  background: #eef6fb;
  color: #10233f;
}

.faq {
  padding: 20px 0;
  border-bottom: 1px solid #e4ebf2;
}

.faq:last-child {
  border-bottom: 0;
}

.faq p {
  margin-bottom: 0;
}

.disclosure {
  background: #f1f7fb;
}

.site-footer {
  padding: 32px 0;
  background: #10233f;
  color: #ffffff;
}

.site-footer p {
  margin: 0;
}

.site-footer a {
  color: #bdefff;
}

@media (max-width: 720px) {
  .site-header {
    padding: 52px 0;
  }

  section {
    padding: 24px;
  }

  .cards {
    grid-template-columns: 1fr;
  }
}